The straightforward version.

These Terms of Use ("Terms") are a binding agreement between you ("you", "User") and DakJen Creative LLC, dba DJC Studio ("DJC Studio", "we", "us"). They govern your access to and use of djc-studio.vercel.app and any related DJC Studio properties (collectively, the "Platform"), as well as any digital products, templates, courses, masterclasses, downloads, coaching, or services we offer (collectively, the "Content").

To access most Content, you must create an account. You agree to provide accurate information, keep it current, and keep your password secure. You are responsible for everything that happens under your account. One account is for one person — you may not share login credentials, allow others to use your account, or pool multiple businesses under one subscription.

All Content on the Platform — including but not limited to course videos, written lessons, course descriptions, course names, templates, contracts, agreements, financial dashboards, spreadsheets, brand guides, AI prompts, skill files, code, designs, illustrations, logos, the "DJC Studio" name, the visual design of the Platform, and any underlying methodologies — is the exclusive intellectual property of DakJen Creative LLC, protected by U.S. and international copyright, trademark, and trade-secret law. We retain ALL right, title, and interest in the Content. Nothing in these Terms transfers any ownership interest to you. You acquire only the limited license described in Section 4.

Subject to your compliance with these Terms and (where applicable) timely payment, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to: (a) Access and view course Content through the Platform for your personal business education while your subscription is active or your purchase is in good standing. (b) Download and edit purchased templates and toolkits for use within YOUR OWN business operations only — meaning your own LLC, sole proprietorship, partnership, or single legal business entity. (c) Use AI prompts and skill files within tools you operate, on materials related to your own business. This license is for INTERNAL business use. Period.

You expressly agree NOT to do any of the following: (a) Reproduce, copy, redistribute, republish, sell, sublicense, lease, rent, gift, lend, transfer, post publicly, or otherwise make available any Content to any third party. (b) Use any template, contract, course, prompt, or other Content as a basis for a competing product, course, service, template marketplace, consulting offer, or any work product you charge a third party for. (c) Resell, repackage, white-label, or "swipe-and-deploy" our templates or Content as your own product or service offering — including but not limited to selling them on template marketplaces, Etsy, Gumroad, Patreon, Notion templates, or via your own website. (d) Share login credentials with any other person, post screenshots or recordings of paywalled Content in public or semi-public channels (including paid communities you do not control), or otherwise circumvent the Platform's access controls. (e) Scrape, crawl, harvest, mirror, archive, or systematically download Content from the Platform by any automated means. (f) Use any Content as training data, fine-tuning data, RAG corpus, or any other input to train, evaluate, or improve a machine learning model, AI agent, language model, or similar system — whether commercial, open-source, or personal. (g) Remove, alter, or obscure any copyright, trademark, watermark, or other proprietary notice on the Content. (h) Reverse engineer, decompile, or attempt to derive the source code of the Platform. (i) Use the Platform for any unlawful purpose, or in any way that violates these Terms.

Our templates, contracts, and legal-adjacent toolkits are educational starting points based on real documents we use to operate DakJen Creative LLC. They are NOT legal advice and we are NOT your attorney, your accountant, or your financial advisor. You are responsible for having any contract reviewed by a licensed professional in your jurisdiction before using it in your business. We make no representations about the suitability of any template for your specific situation.

Subscription plans (Basic, Premium, Expert) bill monthly or annually via Stripe. You authorize us to charge the payment method on file. Subscriptions auto-renew until you cancel. You may cancel at any time from your account or by emailing us. Cancellation takes effect at the end of your current paid period — you retain access through the end of that period. We do not pro-rate refunds for unused time on monthly plans. Annual plans: refunds are available within 7 days of initial purchase if you have not accessed substantial Content. After 7 days, annual plans are non-refundable but you retain access through the end of the annual term. One-time purchases (templates, bundles): non-refundable once the file has been downloaded or accessed, because the Content is delivered immediately. We may grant refunds at our discretion for technical issues or duplicate purchases. We may change prices for future billing periods with at least 14 days' notice.

We may suspend or terminate your account immediately, without notice and without refund, if you violate these Terms — including by redistributing, reselling, scraping, sharing credentials, or training AI models on Content. Upon termination, your license under Section 4 ends and you must cease all use of the Content. Sections 3, 5, 9, 10, 11, and 12 survive termination.

We actively monitor for misuse of our Content, including via reverse image search, watermarking, document fingerprinting, and platform-level analytics. If we identify infringement, we may pursue any combination of: account termination without refund, DMCA takedown notices, cease-and-desist letters, marketplace removal requests (Etsy, Gumroad, etc.), platform reports, and civil litigation for statutory damages, actual damages, disgorgement of profits, and attorneys' fees. Statutory damages under U.S. copyright law range up to $150,000 per work for willful infringement. We pursue this when warranted.

THE PLATFORM AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee any particular business result, income, client outcome, or legal outcome from using the Content. Your business results depend on factors outside our control.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DAKJEN CREATIVE LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM OR CONTENT. Our total aggregate liability for any claim arising out of these Terms shall not exceed the greater of (a) the amount you paid to us in the 12 months preceding the claim, or (b) one hundred U.S. dollars ($100).

You agree to indemnify, defend, and hold harmless DakJen Creative LLC, its members, employees, contractors, and affiliates from any claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of (a) your use of the Platform or Content, (b) your violation of these Terms, (c) your violation of any third-party right, or (d) any business decision you make based on Content from the Platform.

These Terms are governed by the laws of the state in which DakJen Creative LLC is organized, without regard to conflict-of-laws principles. Any dispute shall be resolved in the state or federal courts located in that jurisdiction, and you consent to personal jurisdiction there.

We may update these Terms from time to time. Material changes will be communicated by email or in-Platform notice. Continued use of the Platform after changes take effect constitutes acceptance of the updated Terms. The current version is shown above. You can review historical versions on request.

Questions about these Terms? Email dakjencreativellc@gmail.com.